State rights lookup
Before an HOA can fine you, most states require written notice, a chance to cure, and in many states a hearing before the board. Pick your state to see the specifics and the statute to cite.
Alabama
Fine cap: No statutory cap; fines must be authorized by the declaration and be reasonable
Alaska
Fine cap: No statutory dollar cap; penalties must be reasonable
Arizona
Fine cap: No fixed statutory dollar cap; fines must follow the recorded fine schedule
Arkansas
Fine cap: No statutory cap; reasonableness standard applies
California
Fine cap: No statutory dollar cap, but the fine schedule must be distributed to members annually
Colorado
Fine cap: Fines must be reasonable and stop accruing while a cure is under way; total fines are limited by HB 22-1137
Connecticut
Fine cap: No fixed dollar cap; penalties must be reasonable and authorized
Delaware
Fine cap: No statutory dollar cap; fines must be reasonable
Florida
Fine cap: $100 per violation, up to $1,000 aggregate for a continuing violation unless the documents allow more
Georgia
Fine cap: No statutory dollar cap; fine authority must be in the recorded declaration
Hawaii
Fine cap: No statutory dollar cap; fines must be reasonable and uniformly applied
Idaho
Fine cap: No statutory dollar cap; fines must be authorized by the recorded declaration
Illinois
Fine cap: No statutory dollar cap; fines must be reasonable and follow adopted rules
Indiana
Fine cap: No statutory cap; fine authority must exist in the declaration
Iowa
Fine cap: No statutory cap; reasonableness standard applies
Kansas
Fine cap: No statutory dollar cap; penalties must be reasonable
Kentucky
Fine cap: No statutory cap; fines must be reasonable
Louisiana
Fine cap: $200 per violation and up to $500 for a continuing violation
Maine
Fine cap: No fixed dollar cap; penalties must be reasonable
Maryland
Fine cap: $50 per violation plus up to $10 per day for a continuing violation, capped at $500
Massachusetts
Fine cap: No statutory dollar cap; fines must be reasonable
Michigan
Fine cap: No statutory cap; fine authority must be in the bylaws
Minnesota
Fine cap: No statutory dollar cap; fines must be reasonable and uniformly enforced
Mississippi
Fine cap: No statutory cap; reasonableness standard applies
Missouri
Fine cap: No statutory cap; fines must be reasonable
Montana
Fine cap: No statutory dollar cap
Nebraska
Fine cap: No statutory dollar cap; penalties must be reasonable
Nevada
Fine cap: $100 per violation; up to $1,000 per violation for a health, safety or welfare hazard
New Hampshire
Fine cap: No statutory dollar cap
New Jersey
Fine cap: No statutory dollar cap; fines must be reasonable
New Mexico
Fine cap: No statutory dollar cap
New York
Fine cap: No statutory dollar cap
North Carolina
Fine cap: Up to $100 per day for a continuing violation after a proper hearing
North Dakota
Fine cap: No statutory dollar cap
Ohio
Fine cap: No statutory dollar cap; the enforcement assessment must be reasonable
Oklahoma
Fine cap: No statutory dollar cap
Oregon
Fine cap: No statutory dollar cap; fines must follow a rule adopted and distributed to owners
Pennsylvania
Fine cap: No statutory dollar cap; penalties must be reasonable
Rhode Island
Fine cap: No statutory dollar cap
South Carolina
Fine cap: No statutory dollar cap; the fine schedule must be recorded to be enforceable
South Dakota
Fine cap: No statutory dollar cap
Tennessee
Fine cap: No statutory dollar cap; fines must be reasonable
Texas
Fine cap: No statutory dollar cap; fines must be reasonable relative to the violation
Utah
Fine cap: No statutory dollar cap; the fine schedule must be adopted and distributed
Vermont
Fine cap: No statutory dollar cap
Virginia
Fine cap: $50 for a single violation; $10 per day for a continuing violation, for no more than 90 days
Washington
Fine cap: No statutory dollar cap; fines must be reasonable and follow adopted rules
West Virginia
Fine cap: No statutory dollar cap
Wisconsin
Fine cap: No statutory dollar cap
Wyoming
Fine cap: No statutory dollar cap
This platform provides general information and community-organizing tools, not legal advice. Laws vary by state and by governing document. If you are facing a significant fine, a lien, or foreclosure risk, talk to a licensed attorney in your state.