HOA fine laws in Florida
Fla. Stat. §§ 720.305, 718.303 · reviewed 2026-08-22
Florida caps fines at $100 per violation and $1,000 total, and requires an independent fining committee to approve them.
Your first move in Florida
Ask who sat on the fining committee. Florida requires an independent committee of at least three members who are neither board members nor their relatives — and that committee must vote to confirm the fine. Board-only fines are void.
How Florida differs
Florida is the only state with both a hard $100/$1,000 cap and a mandatory independent committee, and fines under $1,000 can never become a lien.
Florida HOA fine rules at a glance
- Written notice required
- Written notice at least 14 days before the fine hearing
- Right to cure
- Notice must describe the violation and give a chance to correct it
- Hearing rights
- A committee of at least three members, none board members or relatives, must approve any fine
- Fine caps
- $100 per violation, up to $1,000 aggregate for a continuing violation unless the documents allow more
- Liens from unpaid fines
- A fine of less than $1,000 cannot become a lien on the home
- Foreclosure limits
- Foreclosure limited to assessment liens; fines under $1,000 are not lienable
- Where to complain
- Florida DBPR, Division of Condominiums, Timeshares and Mobile Homes — (850) 488-1122
- Small claims limit
- $8,000
Common questions
Can an HOA in Florida fine me without notice?
Written notice at least 14 days before the fine hearing Notice must describe the violation and give a chance to correct it
Is there a limit on HOA fines in Florida?
$100 per violation, up to $1,000 aggregate for a continuing violation unless the documents allow more
Do I get a hearing before an HOA fine in Florida?
A committee of at least three members, none board members or relatives, must approve any fine
Can an unpaid HOA fine become a lien on my home in Florida?
A fine of less than $1,000 cannot become a lien on the home Foreclosure limited to assessment liens; fines under $1,000 are not lienable
Next steps
This platform provides general information and community-organizing tools, not legal advice. Laws vary by state and by governing document. If you are facing a significant fine, a lien, or foreclosure risk, talk to a licensed attorney in your state.