HOA fine laws in Massachusetts
M.G.L. c. 183A (Condominium Act) · reviewed 2026-08-22
Massachusetts has a strong condominium statute but no comprehensive HOA fine cap.
Your first move in Massachusetts
Massachusetts condominium fines run through the bylaws. Get the bylaws and the trustees' meeting minutes authorizing the fine — Massachusetts boards must act as a body, not through a single trustee or the manager.
How Massachusetts differs
Massachusetts' trust-based condominium structure means a fine issued by management without a documented trustee vote is frequently defective.
Massachusetts HOA fine rules at a glance
- Written notice required
- Written notice under the master deed or bylaws
- Right to cure
- Cure period set by the governing documents
- Hearing rights
- Hearing rights follow the bylaws
- Fine caps
- No statutory dollar cap; fines must be reasonable
- Liens from unpaid fines
- Condominium fines may be collected as common expenses
- Foreclosure limits
- Foreclosure available with a 6-month super-priority for common expenses
- Where to complain
- Massachusetts Attorney General, Consumer Advocacy — (617) 727-8400
- Small claims limit
- $7,000
Common questions
Can an HOA in Massachusetts fine me without notice?
Written notice under the master deed or bylaws Cure period set by the governing documents
Is there a limit on HOA fines in Massachusetts?
No statutory dollar cap; fines must be reasonable
Do I get a hearing before an HOA fine in Massachusetts?
Hearing rights follow the bylaws
Can an unpaid HOA fine become a lien on my home in Massachusetts?
Condominium fines may be collected as common expenses Foreclosure available with a 6-month super-priority for common expenses
Next steps
This platform provides general information and community-organizing tools, not legal advice. Laws vary by state and by governing document. If you are facing a significant fine, a lien, or foreclosure risk, talk to a licensed attorney in your state.