HOA fine laws in Maryland
Md. Code, Real Prop. § 11B-111.1, § 14-201 et seq. · reviewed 2026-08-22
Maryland caps fines at $50 plus $10 per day up to $500, and requires 10 days notice of the hearing.
Your first move in Maryland
Do the arithmetic: Maryland allows $50 per violation plus up to $10 a day, capped at $500 total. Anything above $500, or any daily charge that started before proper notice, is over the statutory line.
How Maryland differs
Maryland's cap is both a per-violation and an aggregate limit, and its daily accrual cannot begin until the notice process is complete.
Maryland HOA fine rules at a glance
- Written notice required
- Written notice of the violation and at least 10 days notice of the hearing
- Right to cure
- Owner must be given the chance to cure before a fine
- Hearing rights
- Owner has a right to a hearing before the governing body
- Fine caps
- $50 per violation plus up to $10 per day for a continuing violation, capped at $500
- Liens from unpaid fines
- Fines may be collected as assessments only after the statutory process
- Foreclosure limits
- Foreclosure restricted; the association must follow the Contract Lien Act
- Where to complain
- Maryland county Commissions on Common Ownership Communities (Montgomery, Prince Georges, Howard, Anne Arundel)
- Small claims limit
- $5,000
Common questions
Can an HOA in Maryland fine me without notice?
Written notice of the violation and at least 10 days notice of the hearing Owner must be given the chance to cure before a fine
Is there a limit on HOA fines in Maryland?
$50 per violation plus up to $10 per day for a continuing violation, capped at $500
Do I get a hearing before an HOA fine in Maryland?
Owner has a right to a hearing before the governing body
Can an unpaid HOA fine become a lien on my home in Maryland?
Fines may be collected as assessments only after the statutory process Foreclosure restricted; the association must follow the Contract Lien Act
Next steps
This platform provides general information and community-organizing tools, not legal advice. Laws vary by state and by governing document. If you are facing a significant fine, a lien, or foreclosure risk, talk to a licensed attorney in your state.