HOA fine laws in Maine
33 M.R.S. § 1601-101 et seq. (Maine Common Interest Ownership Act) · reviewed 2026-08-22
Maine follows UCIOA, which requires notice and a hearing before penalties.
Your first move in Maine
Maine's UCIOA gives you a hearing before the executive board. Request it in writing and ask for the fine schedule the board adopted, with the date it was distributed to owners.
How Maine differs
Maine applies the uniform act to most post-1982 communities, so older declarations often understate the rights you actually have.
Maine HOA fine rules at a glance
- Written notice required
- Notice and an opportunity to be heard before a penalty
- Right to cure
- Reasonable cure period under UCIOA
- Hearing rights
- Right to a hearing before the executive board
- Fine caps
- No fixed dollar cap; penalties must be reasonable
- Liens from unpaid fines
- Fines may be part of the assessment lien where authorized
- Foreclosure limits
- Foreclosure available for assessment liens with a 6-month super-priority
- Where to complain
- Maine Attorney General, Consumer Protection — (800) 436-2131
- Small claims limit
- $6,000
Common questions
Can an HOA in Maine fine me without notice?
Notice and an opportunity to be heard before a penalty Reasonable cure period under UCIOA
Is there a limit on HOA fines in Maine?
No fixed dollar cap; penalties must be reasonable
Do I get a hearing before an HOA fine in Maine?
Right to a hearing before the executive board
Can an unpaid HOA fine become a lien on my home in Maine?
Fines may be part of the assessment lien where authorized Foreclosure available for assessment liens with a 6-month super-priority
Next steps
This platform provides general information and community-organizing tools, not legal advice. Laws vary by state and by governing document. If you are facing a significant fine, a lien, or foreclosure risk, talk to a licensed attorney in your state.