HOA fine laws in Oregon

ORS § 94.630, § 100.405 (Planned Community Act / Condominium Act) · reviewed 2026-08-22

Oregon requires the fine rule to be adopted and distributed to owners before it can be enforced.

Your first move in Oregon

Oregon requires the fine to follow a rule that was formally adopted and distributed to owners. Ask for the distribution record — if owners never received the rule, the fine under it is exposed.

How Oregon differs

Oregon's distribution requirement is unusually explicit, making 'we never got the rule' a genuine statutory defense rather than an excuse.

Oregon HOA fine rules at a glance

Written notice required: Written notice of the violation required
Right to cure: Owner must be given an opportunity to correct
Hearing rights: Owner is entitled to notice and an opportunity to be heard before a fine
Fine caps: No statutory dollar cap; fines must follow a rule adopted and distributed to owners
Liens from unpaid fines: Fines may be collected as assessments where authorized
Foreclosure limits: Foreclosure available for assessment liens after 90 days delinquency
Where to complain: Oregon Real Estate Agency / Oregon DOJ Consumer Protection — (877) 877-9392
Small claims limit: $10,000

Analyze my fine under Oregon rules Read the statute

Common questions

Can an HOA in Oregon fine me without notice?

Written notice of the violation required Owner must be given an opportunity to correct

Is there a limit on HOA fines in Oregon?

No statutory dollar cap; fines must follow a rule adopted and distributed to owners

Do I get a hearing before an HOA fine in Oregon?

Owner is entitled to notice and an opportunity to be heard before a fine

Can an unpaid HOA fine become a lien on my home in Oregon?

Fines may be collected as assessments where authorized Foreclosure available for assessment liens after 90 days delinquency

Next steps

This platform provides general information and community-organizing tools, not legal advice. Laws vary by state and by governing document. If you are facing a significant fine, a lien, or foreclosure risk, talk to a licensed attorney in your state.