HOA fine laws in Texas
Tex. Prop. Code §§ 209.006, 209.007, 209.0094 · reviewed 2026-08-22
Texas requires certified-mail notice, a real cure period, and a hearing on request — and blocks foreclosure over fines alone.
Your first move in Texas
Texas gives you at least 30 days to cure most curable violations and 30 days from the notice to request a board hearing. Send the hearing request by certified mail — Texas boards must hold it once you ask.
How Texas differs
Texas pairs a long cure window with real foreclosure restrictions over fines, and its certified-mail notice requirements trip up a lot of boards.
Texas HOA fine rules at a glance
- Written notice required
- Written notice by certified mail describing the violation and the amount of the fine
- Right to cure
- Owner must be given a reasonable period to cure — at least 30 days for most curable violations
- Hearing rights
- Owner may request a hearing before the board within 30 days of the notice
- Fine caps
- No statutory dollar cap; fines must be reasonable relative to the violation
- Liens from unpaid fines
- Fines may be added to the owner account, but foreclosure over them is restricted
- Foreclosure limits
- An association may not foreclose a lien consisting solely of fines and related fees
- Where to complain
- Texas Attorney General, Consumer Protection Hotline — (800) 621-0508
- Small claims limit
- $20,000
Common questions
Can an HOA in Texas fine me without notice?
Written notice by certified mail describing the violation and the amount of the fine Owner must be given a reasonable period to cure — at least 30 days for most curable violations
Is there a limit on HOA fines in Texas?
No statutory dollar cap; fines must be reasonable relative to the violation
Do I get a hearing before an HOA fine in Texas?
Owner may request a hearing before the board within 30 days of the notice
Can an unpaid HOA fine become a lien on my home in Texas?
Fines may be added to the owner account, but foreclosure over them is restricted An association may not foreclose a lien consisting solely of fines and related fees
Next steps
This platform provides general information and community-organizing tools, not legal advice. Laws vary by state and by governing document. If you are facing a significant fine, a lien, or foreclosure risk, talk to a licensed attorney in your state.