HOA fine laws in Virginia

Va. Code § 55.1-1819 (Property Owners Association Act); § 55.1-1959 (Condominium Act) · reviewed 2026-08-22

Virginia has a hard statutory cap ($50, or $10/day for up to 90 days) and a real ombudsman you can complain to.

Your first move in Virginia

Virginia caps a single violation at $50 and a continuing one at $10 a day for no more than 90 days. Total the charges — anything past 90 days of accrual is over the statutory limit.

How Virginia differs

Virginia is the only state with an explicit 90-day ceiling on how long a continuing violation can accrue.

Virginia HOA fine rules at a glance

Written notice required
Written notice of the violation and at least 14 days notice of the hearing
Right to cure
Owner must be given the chance to cure before charges accrue
Hearing rights
Owner is entitled to a hearing before the board
Fine caps
$50 for a single violation; $10 per day for a continuing violation, for no more than 90 days
Liens from unpaid fines
Charges may become a lien only after the statutory notice process
Foreclosure limits
Foreclosure restricted; the association must follow the Property Owners Association Act
Where to complain
Virginia Common Interest Community Ombudsman, DPOR — (804) 367-2941
Small claims limit
$5,000

Common questions

Can an HOA in Virginia fine me without notice?

Written notice of the violation and at least 14 days notice of the hearing Owner must be given the chance to cure before charges accrue

Is there a limit on HOA fines in Virginia?

$50 for a single violation; $10 per day for a continuing violation, for no more than 90 days

Do I get a hearing before an HOA fine in Virginia?

Owner is entitled to a hearing before the board

Can an unpaid HOA fine become a lien on my home in Virginia?

Charges may become a lien only after the statutory notice process Foreclosure restricted; the association must follow the Property Owners Association Act

Next steps

This platform provides general information and community-organizing tools, not legal advice. Laws vary by state and by governing document. If you are facing a significant fine, a lien, or foreclosure risk, talk to a licensed attorney in your state.