HOA fine laws in Vermont
27A V.S.A. § 3-102 (Vermont Common Interest Ownership Act) · reviewed 2026-08-22
Vermont follows UCIOA with notice and hearing rights before penalties.
Your first move in Vermont
Vermont's common interest act provides a hearing before the executive board. Request it in writing and ask for the board's basis for the amount.
How Vermont differs
Vermont's small-community norm means many boards are informal, and an insistence on the statutory hearing often resolves the matter by itself.
Vermont HOA fine rules at a glance
- Written notice required
- Notice and an opportunity to be heard before a penalty
- Right to cure
- Reasonable cure period under the common interest act
- Hearing rights
- Right to a hearing before the executive board
- Fine caps
- No statutory dollar cap
- Liens from unpaid fines
- Fines may be part of the assessment lien where authorized
- Foreclosure limits
- Foreclosure available for assessment liens with a 6-month super-priority
- Where to complain
- Vermont Attorney General, Consumer Assistance — (800) 649-2424
- Small claims limit
- $5,000
Common questions
Can an HOA in Vermont fine me without notice?
Notice and an opportunity to be heard before a penalty Reasonable cure period under the common interest act
Is there a limit on HOA fines in Vermont?
No statutory dollar cap
Do I get a hearing before an HOA fine in Vermont?
Right to a hearing before the executive board
Can an unpaid HOA fine become a lien on my home in Vermont?
Fines may be part of the assessment lien where authorized Foreclosure available for assessment liens with a 6-month super-priority
Next steps
This platform provides general information and community-organizing tools, not legal advice. Laws vary by state and by governing document. If you are facing a significant fine, a lien, or foreclosure risk, talk to a licensed attorney in your state.