HOA fine laws in Washington

RCW § 64.90.510, § 64.38.035 (WUCIOA / Homeowners Associations) · reviewed 2026-08-22

Washington WUCIOA requires notice, a chance to cure, and a hearing before fines.

Your first move in Washington

Washington requires notice, an opportunity to be heard, and a fine that follows properly adopted rules. Ask for the rule, its adoption minutes, and the notice to owners in one written request.

How Washington differs

Washington's newer common interest act consolidates older statutes, so boards running pre-2018 procedures are often out of compliance.

Washington HOA fine rules at a glance

Written notice required: Written notice of the violation required
Right to cure: Owner must be given a reasonable opportunity to cure
Hearing rights: Owner is entitled to notice and an opportunity to be heard before a fine
Fine caps: No statutory dollar cap; fines must be reasonable and follow adopted rules
Liens from unpaid fines: Fines may be part of the assessment lien where authorized
Foreclosure limits: Foreclosure available for assessment liens; strict notice rules apply
Where to complain: Washington Attorney General, Consumer Protection — (800) 551-4636
Small claims limit: $10,000

Analyze my fine under Washington rules Read the statute

Common questions

Can an HOA in Washington fine me without notice?

Written notice of the violation required Owner must be given a reasonable opportunity to cure

Is there a limit on HOA fines in Washington?

No statutory dollar cap; fines must be reasonable and follow adopted rules

Do I get a hearing before an HOA fine in Washington?

Owner is entitled to notice and an opportunity to be heard before a fine

Can an unpaid HOA fine become a lien on my home in Washington?

Fines may be part of the assessment lien where authorized Foreclosure available for assessment liens; strict notice rules apply

Next steps

This platform provides general information and community-organizing tools, not legal advice. Laws vary by state and by governing document. If you are facing a significant fine, a lien, or foreclosure risk, talk to a licensed attorney in your state.